Deposits are processed by a teller, ATM, or mailed to the Bank. Once transactions and deposited items exceed this number, a transactions fee or deposited items fee applies.įor all accounts other than analyzed accounts, the definition of Transactions refers to all checks deposited and all withdrawals or debits posted to your account, including paper and electronic, except debit card purchases and debit card payments.įor analyzed accounts, the definition of Transactions refers to withdrawals or debits posted to your account and checks deposited electronically. Some business checking and savings accounts include a specified number of transactions and deposited items without a fee.

No overdraft fees will be assessed if both your ending daily account balance and available balance are overdrawn by $5 or less after we have processed all of your transactions.No overdraft fees will be assessed on items of $5 or less.In this event, any such fees will also be reflected in account activity summaries located within online banking and your account statement. Note: If you convert to a Clear Access Banking account from an account that has checks and overdraft services available, any fees resulting from account activity made or authorized prior to conversion may post to the account after conversion. There are no overdraft fees for Clear Access Banking accounts.We limit the number of overdraft fees assessed per business day to no more than three for Consumer accounts (two for Wells Fargo Teen Checking) and four for Business accounts.$15 per item for Wells Fargo Teen Checking SM.Debit Card Overdraft Service is not available for certain accounts, such as Wells Fargo Clear Access Banking SM accounts, Teen Checking SM accounts, IOLTA/RETA accounts, accounts for government entities, or savings accounts. You can add or remove the service at any time. Debit Card Overdraft Service is automatically added to eligible Business Accounts at account opening. If your account is not enrolled in Debit Card Overdraft Service and there is not enough available money in your checking account or accounts linked for Overdraft Protection, your ATM and everyday (one-time) debit card transactions will be declined, and there are no fees for declined transactions. We may assess an overdraft fee for any item we pay into overdraft.ĭebit Card Overdraft Service: No overdraft fee will be assessed on ATM and everyday (one-time) debit card transactions unless your account is enrolled in Debit Card Overdraft Service.

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